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Visa

Flipkart Axis Bank Credit Card

Co-branded shopping card with tiered cashback on Flipkart, Myntra, Cleartrip and preferred partners.

7.5% Myntra · 5% Flipkart, Cleartrip · 4% Uber, FitPass, Stoga, PVR, Swiggy · ₹500 annual fee

Last verified: 8 Sept 2026. We verify rewards, fees and key terms against issuer sources — terms can change, so confirm current details with the issuer before applying.

Card overview

Card typeCASHBACK
NetworkVisa
StatusACTIVE
Slugflipkart-axis-bank-credit-card

The key decode

The 7.5% headline rate isn't unlimited — it's capped at ₹4,000 per quarter. Flipkart, Cleartrip carry its own cap too. Outside accelerated categories, you're generally earning 1%.

Rewards

  • 7.5%
    Cashback
    Myntra
    ₹4,000 / quarterly cap · ₹100 minimum transaction
  • 5%
    Cashback
    Flipkart, Cleartrip
    ₹4,000 / quarterly cap · ₹100 minimum transaction
    Web + app only, excludes Flipkart Health
  • 4%
    Cashback
    Uber, FitPass, Stoga, PVR, Swiggy
    · ₹100 minimum transaction
  • 1%
    Cashback
    All eligible spends
    · ₹100 minimum transaction

Fees

JOINING FEENil
Nil as a limited-period offer (confirmed live on axis.bank.in, till 31 Sep 2026). Standard rate is ₹500 + GST when the offer isn't running — worth re-checking before this goes stale.
ANNUAL FEE₹500
Not charged for the first year
Waiver: Waived if annual spend in the preceding year exceeds ₹3,50,000, excluding Rent (MCC 6513) and Wallet Loads (MCC 6540)
FOREIGN CURRENCY MARKUP3.5%
Dynamic Currency Conversion markup on all foreign currency transactions, effective from 5 Mar 2023

What doesn't earn rewards

  • Fuel — No cashback on fuel — a separate 1% fuel surcharge waiver applies instead.
  • Rental Payments
  • Utility Services
  • Other excluded MCCs — Telecom, jewelry/watch/silverware, insurance, financial institutions, wallet loads, educational services, government services — per Axis's official MCC exclusion list.

Don't just look at the reward rate — look at where the card refuses to pay.

Benefits

  • Flipkart Welcome Voucher — ₹250 Flipkart voucher on first transaction within 30 days. Paid cards only — not available on First-Year-Free. (est. value ₹100)
  • Swiggy First-Order Discount — 50% off up to ₹100 on first Swiggy order for new users. Code AXISFKNEW, min cart ₹129. All variants. (est. value ₹100)
  • Fuel Surcharge Waiver — 1% waiver on fuel transactions ₹400–₹4,000, capped at ₹400/statement cycle. (est. value ₹400)
  • Wednesday Delight MakeMyTrip & Swiggy — MakeMyTrip - Every Wednesday: up to 15% instant savings on flights & hotel bookings via MakeMyTrip. No stated cap or minimum order value in the source material. Swiggy - Every Wednesday: 10% off on Swiggy orders. No stated cap or minimum order value in the source material.
  • Wednesday Delight Tira — 10% off, capped at ₹1,000, every Wednesday. (est. value ₹1,000)

Eligibility

Age18+ up to 70
ResidencyResident of India

Docs: PAN card copy or Form 60; proof of income (latest payslip / Form 16 / IT return); residence proof (Driving License / Electricity Bill / Landline Telephone Bill). Axis states these are indicative only — final approval is at the bank's discretion.