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Axis Bank ATLAS Credit Card

A travel-focused credit card that earns EDGE Miles on eligible travel and other spends, with milestone rewards, airline and hotel transfer options, and tier-based travel benefits.

₹5,000 annual fee

Last verified: 15 Sept 2026. We verify rewards, fees and key terms against issuer sources — terms can change, so confirm current details with the issuer before applying.

Card overview

Card typeTRAVEL
NetworkVisa
StatusACTIVE
Slugaxis-atlas

Rewards

  • 5 points per 100
    EDGE Miles
    Travel · Travel EDGE
    Eligible direct airline, direct hotel and Travel EDGE transactions earn 5 EDGE Miles per ₹100 up to ₹2,00,000 travel spend per calendar month. Travel spend above ₹2,00,000 in the same calendar month earns 2 EDGE Miles per ₹100.
  • 2 points per 100
    EDGE Miles
    Other
    2 EDGE Miles per ₹100 on other eligible spends. Travel agents and online travel aggregators earn the base 2 EDGE Miles per ₹100 rate.

Fees

JOINING₹5,000
₹5,000 joining fee plus applicable taxes.
ANNUAL₹5,000
₹5,000 annual fee plus applicable taxes.

What doesn't earn rewards

  • Fuel — Fuel transactions do not count toward milestone spend or accelerated travel rewards.
  • Rent — Rent transactions are excluded from milestone calculations and applicable accelerated rewards.
  • Wallet — Wallet loading transactions are excluded from milestone calculations and applicable rewards.
  • Government — Government transactions are excluded from milestone calculations and applicable rewards.
  • Insurance — Insurance transactions are excluded from milestone calculations and applicable rewards.
  • Utilities & Telecom — Utility and telecom transactions are excluded from milestone calculations and applicable accelerated rewards.
  • Gold & Jewellery — Gold and jewellery transactions are excluded from milestone calculations and applicable accelerated rewards.

Don't just look at the reward rate — look at where the card refuses to pay.

Benefits

  • 2,500 EDGE Miles on ₹3 lakh annual spend — Earn 2,500 EDGE Miles on achieving ₹3,00,000 eligible spends in the card anniversary year. (est. value ₹2,500)
  • Additional 2,500 EDGE Miles on ₹7.5 lakh annual spend — Earn an additional 2,500 EDGE Miles on achieving ₹7,50,000 eligible spends in the card anniversary year. (est. value ₹2,500)
  • Additional 5,000 EDGE Miles on ₹15 lakh annual spend — Earn an additional 5,000 EDGE Miles on achieving ₹15,00,000 eligible spends in the card anniversary year. (est. value ₹5,000)
  • Annual tier benefit — Gold tier receives 2,500 EDGE Miles and Platinum tier receives 5,000 EDGE Miles upon payment of the ₹5,000 annual fee. Silver tier receives no annual EDGE Miles benefit.
  • Transfer EDGE Miles to airline and hotel partners — EDGE Miles can be transferred to participating airline and hotel loyalty programs. The standard transfer ratio is 1 EDGE Mile = 2 partner points, except Marriott Bonvoy where 2 EDGE Miles = 1 Marriott Bonvoy point. Annual transfer limits apply. (est. value ₹2)
  • 2,500 EDGE Miles welcome benefit — Earn 2,500 EDGE Miles after completing one transaction within 37 days of card issuance. Applicable to paid cards. (est. value ₹2,500)
  • Tier-based airport lounge access — Silver tier: 8 domestic + 4 international. Gold tier: 12 domestic + 6 international. Platinum tier: 18 domestic + 12 international lounge visits annually

Eligibility

Salaried / self Employed
Age18+ up to 70

Eligibility is subject to Axis Bank's internal credit assessment and applicable criteria.