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Airtel Axis Bank Credit Card

A co-branded cashback card offering 25% cashback on eligible Airtel bill payments, 10% cashback on eligible utility payments through the Airtel Thanks App, and 1% base cashback on other eligible spends.

25% Airtel Bills · 10% Utilities · 1% Other · ₹500 annual fee

Last verified: 20 Sept 2026. We verify rewards, fees and key terms against issuer sources — terms can change, so confirm current details with the issuer before applying.

Card overview

Card typeCASHBACK
NetworkMastercard
StatusACTIVE
Slugairtel-axis

Rewards

  • 25%
    Cashback
    Airtel Bills · Airtel Thanks App
    Eligible Airtel Mobile, Broadband, WiFi and DTH bill payments through the Airtel Thanks App. Cashback is capped at 2x the 1% base cashback earned during the same statement cycle.
  • 10%
    Cashback
    Utilities · Airtel Thanks App
    Eligible utility bill payments through the Airtel Thanks App. Cashback is capped at 1x the 1% base cashback earned during the same statement cycle.
  • 1%
    Cashback
    Other
    1% base cashback on all other eligible spends. This base cashback also determines the cap for Airtel and utility cashback through Airtel Thanks App.

Fees

JOINING₹500
₹500 joining fee; applicable taxes extra.
ANNUAL₹500
₹500 annual fee from the second year onward. Rent (MCC 6513) and wallet loads (MCC 6540) do not count toward the waiver.
Waiver: Annual eligible spends greater than ₹2,00,000
ADD ONNil
Add-on card joining and annual fees are waived.

What doesn't earn rewards

  • Cash Advance / Financial Institutions — Cash advances and financial institution transactions do not earn cashback.
  • Fuel — Fuel transactions do not earn cashback. A separate fuel surcharge waiver benefit applies subject to its own conditions.
  • Rent — Rent payments do not earn cashback and do not count toward the annual fee waiver.
  • Wallet — Wallet recharge transactions do not earn cashback and do not count toward the annual fee waiver.
  • Jewellery — Jewellery purchases do not earn cashback.
  • Insurance — Insurance transactions do not earn cashback.
  • Education — Education transactions do not earn cashback.
  • Government — Government service transactions do not earn cashback.
  • Utilities outside Airtel Thanks App — Utility payments made outside the Airtel Thanks App do not earn cashback.
  • Gift Cards — Gift card purchases do not earn cashback.
  • Bridge Fees, Road Fees & Tolls — Bridge fees, road fees and toll transactions do not earn cashback.
  • EMI — EMI transactions and transactions subsequently converted to EMI do not earn cashback.

Don't just look at the reward rate — look at where the card refuses to pay.

Benefits

  • ₹250 Amazon eVoucher — Amazon eVoucher worth ₹250 on the first transaction made within 30 days of card issuance. Offer is not applicable for cards issued without joining fee. (est. value ₹250)
  • 10% value back on Zomato, Blinkit and District Movies — 10% instant value back on eligible online transactions at Zomato, Blinkit and District Movies, up to ₹200 per partner per month. Minimum order value of ₹499 applies to Zomato and Blinkit. Value back is credited to the respective partner wallet and has no validity period. UPI payments are not eligible. (est. value ₹200)
  • 1% fuel surcharge waiver — 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹4,000, with a maximum benefit of ₹500 per statement cycle. GST charged on the fuel surcharge is not refundable. (est. value ₹500)

Eligibility

Salaried
Age18+ up to 70
ResidencyINDIAN

Approval remains subject to the bank's internal assessment.

Self Employed
Age18+ up to 70
ResidencyINDIAN

Approval remains subject to the bank's internal assessment.